/* =========================================================
   Shared base
   ========================================================= */
:root{
  --pub-ink:#1a1d1f;
  --pub-bg:#eef1f3;
  --pub-panel:#ffffff;
  --pub-accent:#0e5b63;
  --pub-accent-dark:#0a3f45;
  --pub-border:#d7dde1;
  --pub-muted:#5b6670;

  --offer-ink:#171a24;
  --offer-bg:#fbf7f1;
  --offer-panel:#ffffff;
  --offer-accent:#e8542c;
  --offer-accent-dark:#c1401d;
  --offer-teal:#1c9e8e;
  --offer-border:#e7ded2;
  --offer-muted:#6c6459;
}

*{box-sizing:border-box;}
html{-webkit-text-size-adjust:100%;}
body{
  margin:0;
  overflow-x:hidden;
  -webkit-font-smoothing:antialiased;
}
img,video{max-width:100%;height:auto;display:block;}
a{text-decoration:none;}
.visually-hidden{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0;}
.skip-link{position:absolute;left:-999px;top:0;background:#000;color:#fff;padding:8px 14px;z-index:2000;}
.skip-link:focus{left:8px;top:8px;}

.media-frame{position:relative;width:100%;border-radius:10px;overflow:hidden;background:#0c1b1c;}
.media-frame video,.media-frame img{width:100%;height:100%;object-fit:cover;display:block;}
.media-frame--16-9{aspect-ratio:16/9;}
.media-frame--4-3{aspect-ratio:4/3;}
.media-frame--1-1{aspect-ratio:1/1;}

button,input,select,textarea{font-family:inherit;}
input,select,textarea{font-size:16px;}

/* Focus states */
a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible{
  outline:3px solid #2684ff;
  outline-offset:2px;
}

/* =========================================================
   PUBLICATION family (advertorial + about)
   ========================================================= */
.pub-body{
  background:var(--pub-bg);
  color:var(--pub-ink);
  font-family:"Georgia","Times New Roman",serif;
  line-height:1.6;
}
.pub-masthead{
  background:var(--pub-accent-dark);
  color:#fff;
  padding:14px 0;
}
.pub-masthead__inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:12px;
}
.pub-masthead__title{
  font-family:"Georgia",serif;
  font-weight:700;
  font-size:clamp(1.05rem,3.6vw,1.4rem);
  color:#fff;
  letter-spacing:.01em;
}
.pub-masthead__badge{
  font-family:"Helvetica Neue",Arial,sans-serif;
  font-size:.7rem;
  letter-spacing:.14em;
  text-transform:uppercase;
  color:#cfe3e0;
  border:1px solid rgba(255,255,255,.4);
  padding:5px 10px;
  border-radius:3px;
  white-space:nowrap;
}
.pub-breadcrumb{
  font-family:"Helvetica Neue",Arial,sans-serif;
  font-size:.82rem;
  color:var(--pub-muted);
  padding:16px 0 6px;
  display:flex;
  align-items:center;
  gap:6px;
  flex-wrap:wrap;
}
.pub-breadcrumb a{color:var(--pub-accent);}
.pub-breadcrumb a:hover{text-decoration:underline;}
.pub-breadcrumb__chip{width:10px;height:10px;background:var(--pub-accent);display:inline-block;border-radius:2px;margin-right:4px;}

.pub-ribbon{
  display:inline-block;
  font-family:"Helvetica Neue",Arial,sans-serif;
  font-size:.72rem;
  letter-spacing:.12em;
  text-transform:uppercase;
  color:var(--pub-accent-dark);
  background:#dcecea;
  padding:5px 12px;
  border-radius:20px;
  margin-bottom:14px;
}

.pub-h1{
  font-family:"Georgia",serif;
  font-weight:700;
  font-size:clamp(1.6rem,5.4vw,2.6rem);
  line-height:1.18;
  color:var(--pub-ink);
  margin:0 0 14px;
}
.pub-standfirst{
  font-family:"Helvetica Neue",Arial,sans-serif;
  font-size:clamp(1rem,2.6vw,1.15rem);
  color:var(--pub-accent-dark);
  font-weight:600;
  margin:0 0 18px;
  padding:12px 14px;
  background:#dcecea;
  border-left:4px solid var(--pub-accent);
  border-radius:0 6px 6px 0;
}
.pub-byline{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:12px;
  flex-wrap:wrap;
  font-family:"Helvetica Neue",Arial,sans-serif;
  font-size:.85rem;
  color:var(--pub-muted);
  padding:10px 0 18px;
  border-bottom:1px solid var(--pub-border);
  margin-bottom:22px;
}
.pub-byline strong{color:var(--pub-ink);}
.pub-byline__meta{display:flex;align-items:center;gap:8px;flex-wrap:wrap;}
.pub-share{display:flex;gap:8px;}
.pub-share a{
  width:32px;height:32px;border-radius:50%;
  background:var(--pub-accent);
  color:#fff;
  display:flex;align-items:center;justify-content:center;
  font-family:"Helvetica Neue",Arial,sans-serif;font-size:.75rem;font-weight:700;
  transition:transform .15s ease, background .15s ease;
}
.pub-share a:hover{background:var(--pub-accent-dark);transform:translateY(-2px);}

.pub-hero-media{margin-bottom:26px;}
.pub-hero-media figcaption{
  font-family:"Helvetica Neue",Arial,sans-serif;
  font-size:.78rem;
  color:var(--pub-muted);
  padding-top:8px;
}

.pub-article{
  font-size:clamp(1rem,2vw,1.08rem);
}
.pub-article p{margin:0 0 20px;}
.pub-article h2{
  font-family:"Georgia",serif;
  font-weight:700;
  font-size:clamp(1.3rem,3.6vw,1.65rem);
  margin:36px 0 16px;
  color:var(--pub-ink);
}
.pub-article h3{
  font-family:"Georgia",serif;
  font-weight:700;
  font-size:clamp(1.1rem,3vw,1.3rem);
  margin:28px 0 12px;
}
.pub-article strong.pub-emphasis{
  background:linear-gradient(180deg,transparent 60%,#c9e6b8 60%);
}
.pub-inline-media{margin:26px 0;border-radius:10px;overflow:hidden;}
.pub-inline-media figcaption{font-family:"Helvetica Neue",Arial,sans-serif;font-size:.78rem;color:var(--pub-muted);padding-top:8px;}

.pub-callout-band{
  background:var(--pub-accent-dark);
  color:#fff;
  border-radius:14px;
  padding:28px 24px;
  margin:34px 0;
}
.pub-callout-band__label{
  font-family:"Helvetica Neue",Arial,sans-serif;
  font-size:.75rem;
  letter-spacing:.12em;
  text-transform:uppercase;
  color:#a9d9d1;
  margin-bottom:10px;
  display:block;
}
.pub-callout-band h2{color:#fff;margin-top:0;}
.pub-callout-band p{color:#e5efee;margin-bottom:0;}

.pub-aside-box{
  border:2px solid var(--pub-accent);
  border-radius:12px;
  padding:22px;
  margin:30px 0;
  background:#f4f9f8;
}
.pub-aside-box__label{
  display:inline-block;
  font-family:"Helvetica Neue",Arial,sans-serif;
  font-size:.72rem;
  letter-spacing:.1em;
  text-transform:uppercase;
  color:#fff;
  background:var(--pub-accent);
  padding:4px 10px;
  border-radius:4px;
  margin-bottom:14px;
}
.pub-rate-list{list-style:none;margin:0;padding:0;}
.pub-rate-list li{
  display:flex;
  justify-content:space-between;
  gap:12px;
  padding:10px 0;
  border-bottom:1px dashed var(--pub-border);
  font-family:"Helvetica Neue",Arial,sans-serif;
  font-size:.95rem;
}
.pub-rate-list li:last-child{border-bottom:none;}
.pub-rate-list .pub-rate-figure{font-weight:700;color:var(--pub-accent-dark);white-space:nowrap;}
.pub-aside-box__note{
  font-family:"Helvetica Neue",Arial,sans-serif;
  font-size:.78rem;
  color:var(--pub-muted);
  margin-top:14px;
  margin-bottom:0;
}

.pub-score-block{margin:30px 0;}
.pub-score-row{margin-bottom:16px;}
.pub-score-row__head{
  display:flex;
  justify-content:space-between;
  font-family:"Helvetica Neue",Arial,sans-serif;
  font-size:.88rem;
  font-weight:600;
  margin-bottom:6px;
}
.pub-score-bar{
  height:10px;
  border-radius:6px;
  background:#dbe4e5;
  overflow:hidden;
}
.pub-score-bar__fill{
  height:100%;
  background:linear-gradient(90deg,var(--pub-accent),#1a8f7a);
  border-radius:6px;
}

.pub-progress-entry{
  border-left:3px solid var(--pub-accent);
  padding:6px 0 6px 16px;
  margin:0 0 22px;
}
.pub-progress-entry__date{
  font-family:"Helvetica Neue",Arial,sans-serif;
  font-size:.78rem;
  text-transform:uppercase;
  letter-spacing:.08em;
  color:var(--pub-accent-dark);
  font-weight:700;
  display:block;
  margin-bottom:6px;
}

.pub-offer-list{
  margin:22px 0 30px;
  padding:0;
  list-style:none;
  display:grid;
  gap:10px;
}
.pub-offer-list li{
  background:var(--pub-panel);
  border:1px solid var(--pub-border);
  border-radius:8px;
  padding:12px 16px 12px 42px;
  position:relative;
  font-family:"Helvetica Neue",Arial,sans-serif;
  font-size:.94rem;
}
.pub-offer-list li::before{
  content:"✓";
  position:absolute;
  left:14px;top:12px;
  color:var(--pub-accent);
  font-weight:700;
}

.pub-table-wrap{overflow-x:auto;margin:26px 0;border:1px solid var(--pub-border);border-radius:10px;}
.pub-table{
  width:100%;
  min-width:480px;
  border-collapse:collapse;
  font-family:"Helvetica Neue",Arial,sans-serif;
  font-size:.9rem;
}
.pub-table caption{
  text-align:left;
  font-weight:700;
  padding:12px 14px;
  background:var(--pub-accent-dark);
  color:#fff;
}
.pub-table th,.pub-table td{
  padding:12px 14px;
  border-bottom:1px solid var(--pub-border);
  text-align:left;
}
.pub-table thead th{background:#dcecea;color:var(--pub-accent-dark);}
.pub-table tbody tr:last-child td{border-bottom:none;}

.pub-verdict-box{
  background:var(--pub-panel);
  border:1px solid var(--pub-border);
  border-radius:14px;
  padding:26px 24px;
  margin:32px 0 24px;
  text-align:center;
}
.pub-verdict-box h2{margin-top:0;}
.pub-cta-btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  background:var(--pub-accent);
  color:#fff;
  font-family:"Helvetica Neue",Arial,sans-serif;
  font-weight:700;
  font-size:1rem;
  padding:14px 28px;
  border-radius:8px;
  border:none;
  min-height:44px;
  transition:background .15s ease, transform .15s ease;
}
.pub-cta-btn:hover{background:var(--pub-accent-dark);transform:translateY(-1px);}
.pub-cta-sub{
  font-family:"Helvetica Neue",Arial,sans-serif;
  font-size:.8rem;
  color:var(--pub-muted);
  margin-top:10px;
}

.pub-sidebar{
  font-family:"Helvetica Neue",Arial,sans-serif;
}
.pub-sidebar__box{
  background:var(--pub-panel);
  border:1px solid var(--pub-border);
  border-radius:10px;
  padding:18px;
  margin-bottom:20px;
}
.pub-sidebar__box p{font-size:.9rem;color:var(--pub-ink);margin:0 0 14px;}
.pub-sidebar__box img,.pub-sidebar__box video{border-radius:8px;margin-bottom:14px;}
.pub-sidebar__cta{
  display:block;
  text-align:center;
  background:var(--pub-accent);
  color:#fff;
  font-weight:700;
  padding:10px 14px;
  border-radius:6px;
  font-size:.88rem;
}
.pub-sidebar__cta:hover{background:var(--pub-accent-dark);}

.site-disclaimer{
  display:block;
  font-family:"Helvetica Neue",Arial,sans-serif;
  font-size:.86rem;
  line-height:1.6;
  color:var(--pub-muted);
  background:#e4eaec;
  border:1px solid var(--pub-border);
  border-radius:10px;
  padding:18px 20px;
  margin:40px 0 0;
}
.site-disclaimer a{color:var(--pub-accent-dark);text-decoration:underline;}

.site-footer{
  font-family:"Helvetica Neue",Arial,sans-serif;
  background:var(--pub-accent-dark);
  color:#dce9e7;
  padding:28px 0 34px;
  margin-top:0;
}
.site-footer__company{
  font-size:.85rem;
  line-height:1.7;
  white-space:pre-line;
  margin-bottom:18px;
  color:#e9f2f1;
}
.site-footer__links{
  display:flex;
  flex-wrap:wrap;
  gap:14px 20px;
  padding:0;
  margin:0 0 16px;
  list-style:none;
}
.site-footer__links a{
  color:#cfe3e0;
  font-size:.86rem;
  min-height:44px;
  display:inline-flex;
  align-items:center;
}
.site-footer__links a:hover{color:#fff;text-decoration:underline;}
.site-footer__meta{font-size:.76rem;color:#9dbdb8;}

/* =========================================================
   OFFER family
   ========================================================= */
.offer-body{
  background:var(--offer-bg);
  color:var(--offer-ink);
  font-family:"Helvetica Neue",Arial,sans-serif;
  line-height:1.6;
}
.offer-nav{
  background:var(--offer-bg);
  padding:16px 0;
  border-bottom:1px solid var(--offer-border);
}
.offer-nav__inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:12px;
}
.offer-nav__logo{
  font-family:"Helvetica Neue",Arial,sans-serif;
  font-weight:800;
  font-size:1.25rem;
  color:var(--offer-teal);
  letter-spacing:-.01em;
}
.offer-nav__cta{
  background:var(--offer-teal);
  color:#fff;
  font-weight:700;
  font-size:.78rem;
  letter-spacing:.04em;
  text-transform:uppercase;
  padding:10px 16px;
  border-radius:24px;
  min-height:44px;
  display:inline-flex;
  align-items:center;
  transition:background .15s ease;
}
.offer-nav__cta:hover{background:#157e71;}

.offer-hero{padding:38px 0 10px;}
.offer-byline{
  display:flex;
  align-items:center;
  justify-content:center;
  gap:14px;
  text-align:left;
  margin:0 auto 26px;
  max-width:420px;
  flex-wrap:wrap;
}
.offer-byline__avatar{
  width:56px;height:56px;border-radius:50%;
  border:2px solid var(--offer-teal);
  overflow:hidden;
  flex:none;
  background:var(--offer-teal);
  display:flex;align-items:center;justify-content:center;
  color:#fff;font-weight:700;
}
.offer-byline__text{font-size:.86rem;color:var(--offer-muted);}
.offer-byline__text strong{color:var(--offer-ink);display:block;font-size:.92rem;}

.offer-h1{
  font-family:"Helvetica Neue",Arial,sans-serif;
  font-weight:800;
  font-size:clamp(1.55rem,5.6vw,2.5rem);
  color:var(--offer-teal);
  text-align:center;
  line-height:1.22;
  letter-spacing:-.01em;
  max-width:760px;
  margin:0 auto 16px;
}
.offer-sub{
  text-align:center;
  font-size:clamp(1rem,2.4vw,1.15rem);
  color:var(--offer-muted);
  max-width:640px;
  margin:0 auto 30px;
}
.offer-hero-media{
  max-width:900px;
  margin:0 auto 8px;
  border-radius:14px;
  overflow:hidden;
}

.offer-section{padding:44px 0;}
.offer-section--alt{background:#fff;}
.offer-section--dark{background:var(--offer-ink);color:#f4f1ec;}
.offer-narrative{max-width:760px;margin:0 auto;font-size:1.02rem;}
.offer-narrative p{margin:0 0 18px;}
.offer-narrative a{color:var(--offer-teal);text-decoration:underline;}

.offer-kicker{
  display:block;
  text-align:center;
  font-size:.78rem;
  letter-spacing:.14em;
  text-transform:uppercase;
  color:var(--offer-accent);
  font-weight:700;
  margin-bottom:10px;
}
.offer-h2{
  font-family:"Helvetica Neue",Arial,sans-serif;
  font-weight:800;
  font-size:clamp(1.35rem,4vw,1.9rem);
  color:var(--offer-teal);
  text-align:center;
  max-width:700px;
  margin:0 auto 18px;
}
.offer-h2--left{text-align:left;margin-left:0;}

.offer-calc-card{
  max-width:520px;
  margin:0 auto;
  background:#fff;
  border:1px solid var(--offer-border);
  border-radius:16px;
  padding:28px 24px;
  text-align:center;
  box-shadow:0 12px 30px -18px rgba(23,26,36,.25);
}
.offer-calc-card__lead{font-size:.9rem;color:var(--offer-muted);margin-bottom:6px;}
.offer-calc-card__big{
  font-size:clamp(2.2rem,8vw,3rem);
  font-weight:800;
  color:var(--offer-teal);
  margin:0 0 18px;
}

.offer-why-list{
  max-width:700px;
  margin:0 auto;
  padding:0;
  list-style:none;
  display:grid;
  gap:14px;
}
.offer-why-list li{
  background:#fff;
  border:1px solid var(--offer-border);
  border-radius:10px;
  padding:16px 18px;
  font-size:.96rem;
}
.offer-why-list strong{color:var(--offer-teal);}

.offer-rate-band{
  display:grid;
  grid-template-columns:repeat(2,1fr);
  gap:20px;
  max-width:960px;
  margin:0 auto;
}
.offer-rate-figure{
  text-align:center;
  padding:18px 10px;
  border-radius:12px;
  background:#fff;
  border:1px solid var(--offer-border);
}
.offer-rate-figure__num{
  font-size:clamp(1.5rem,5vw,2.1rem);
  font-weight:800;
  color:var(--offer-accent);
  display:block;
  line-height:1.1;
}
.offer-rate-figure__label{
  font-size:.82rem;
  color:var(--offer-muted);
  margin-top:6px;
  display:block;
}

.offer-split{
  display:grid;
  gap:28px;
}
.offer-split__col{
  background:#fff;
  border:1px solid var(--offer-border);
  border-radius:14px;
  padding:24px;
}
.offer-split__col--accent{
  background:var(--offer-teal);
  color:#fff;
  border-color:var(--offer-teal);
}
.offer-split__col--accent h3{color:#fff;}
.offer-split__col h3{
  font-size:1.15rem;
  font-weight:800;
  margin:0 0 12px;
  color:var(--offer-teal);
}
.offer-split__col p{font-size:.94rem;margin:0 0 10px;}
.offer-split__col ul{margin:0;padding-left:20px;font-size:.9rem;}
.offer-split__col li{margin-bottom:8px;}

.offer-pkg{
  max-width:760px;
  margin:0 auto 22px;
  background:#fff;
  border:2px solid var(--offer-border);
  border-radius:16px;
  padding:26px 24px;
  position:relative;
}
.offer-pkg--highlight{
  border-color:var(--offer-accent);
  box-shadow:0 16px 34px -20px rgba(232,84,44,.5);
}
.offer-pkg__badge{
  position:absolute;
  top:-14px;left:24px;
  background:var(--offer-accent);
  color:#fff;
  font-size:.72rem;
  font-weight:700;
  letter-spacing:.06em;
  text-transform:uppercase;
  padding:5px 12px;
  border-radius:20px;
}
.offer-pkg__head{
  display:flex;
  justify-content:space-between;
  align-items:baseline;
  flex-wrap:wrap;
  gap:8px;
  margin-bottom:6px;
}
.offer-pkg__name{font-size:1.3rem;font-weight:800;color:var(--offer-ink);}
.offer-pkg__price{font-size:1.6rem;font-weight:800;color:var(--offer-accent);}
.offer-pkg__hours{font-size:.84rem;color:var(--offer-muted);margin-bottom:14px;}
.offer-pkg__list{margin:0 0 18px;padding-left:20px;font-size:.92rem;}
.offer-pkg__list li{margin-bottom:6px;}
.offer-pkg__cta{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  background:var(--offer-accent);
  color:#fff;
  font-weight:700;
  padding:12px 22px;
  border-radius:8px;
  min-height:44px;
  width:100%;
  transition:background .15s ease;
}
.offer-pkg__cta:hover{background:var(--offer-accent-dark);}

.offer-addon{
  max-width:760px;
  margin:0 auto 14px;
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap:14px;
  background:#fff;
  border:1px solid var(--offer-border);
  border-radius:10px;
  padding:16px 18px;
  flex-wrap:wrap;
}
.offer-addon__name{font-weight:700;font-size:1rem;}
.offer-addon__desc{font-size:.86rem;color:var(--offer-muted);margin-top:4px;}
.offer-addon__price{font-weight:800;color:var(--offer-accent);font-size:1.05rem;white-space:nowrap;}

.offer-perks{
  max-width:640px;
  margin:0 auto;
  padding:0;
  list-style:none;
}
.offer-perks li{
  padding:12px 0 12px 32px;
  position:relative;
  border-bottom:1px solid var(--offer-border);
  font-size:.95rem;
}
.offer-perks li:last-child{border-bottom:none;}
.offer-perks li::before{
  content:"★";
  position:absolute;
  left:0;top:11px;
  color:var(--offer-accent);
}

.offer-limits{
  max-width:700px;
  margin:0 auto;
  background:#fff;
  border:1px dashed var(--offer-border);
  border-radius:12px;
  padding:22px 24px;
}
.offer-limits li{margin-bottom:10px;font-size:.92rem;}
.offer-limits ul{margin:0;padding-left:20px;}

.offer-form-card{
  max-width:640px;
  margin:0 auto;
  background:#fff;
  border-radius:16px;
  border:1px solid var(--offer-border);
  padding:28px 24px;
}
.offer-form-card label{
  font-size:.85rem;
  font-weight:700;
  color:var(--offer-ink);
  display:block;
  margin-bottom:6px;
}
.offer-form-card .form-control{
  border:1px solid var(--offer-border);
  border-radius:8px;
  padding:12px 14px;
  min-height:44px;
  margin-bottom:16px;
  width:100%;
  font-size:1rem;
}
.offer-form-card .form-control:focus{border-color:var(--offer-teal);box-shadow:none;}
.offer-form-card textarea.form-control{min-height:100px;}
.offer-form-consent{
  display:flex;
  gap:10px;
  align-items:flex-start;
  font-size:.85rem;
  margin-bottom:20px;
}
.offer-form-consent input{margin-top:4px;flex:none;width:18px;height:18px;}
.offer-submit-btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:100%;
  background:var(--offer-accent);
  color:#fff;
  font-weight:700;
  font-size:1.02rem;
  padding:14px;
  border-radius:8px;
  border:none;
  min-height:48px;
  transition:background .15s ease;
}
.offer-submit-btn:hover{background:var(--offer-accent-dark);}
.offer-form-error{
  color:#b3261e;
  font-size:.8rem;
  margin-top:-10px;
  margin-bottom:14px;
  display:none;
}
.offer-form-error.is-visible{display:block;}
.form-control.is-invalid{border-color:#b3261e;}
.offer-form-success{
  display:none;
  background:#e4f5ef;
  border:1px solid var(--offer-teal);
  color:#0c5b4b;
  border-radius:10px;
  padding:16px 18px;
  margin-bottom:18px;
  font-size:.92rem;
}
.offer-form-success.is-visible{display:block;}

.offer-cardgrid{
  display:grid;
  gap:20px;
  max-width:960px;
  margin:0 auto;
}
.offer-cardgrid__item{
  background:#fff;
  border:1px solid var(--offer-border);
  border-radius:14px;
  overflow:hidden;
}
.offer-cardgrid__item img,.offer-cardgrid__item video{aspect-ratio:4/3;object-fit:cover;}
.offer-cardgrid__body{padding:16px 18px;}
.offer-cardgrid__body h3{font-size:1.02rem;margin:0 0 6px;color:var(--offer-teal);}
.offer-cardgrid__body p{font-size:.88rem;color:var(--offer-muted);margin:0;}

.offer-steps{
  max-width:760px;
  margin:0 auto;
  padding:0;
  list-style:none;
  counter-reset:step;
  display:grid;
  gap:16px;
}
.offer-steps li{
  counter-increment:step;
  background:#fff;
  border:1px solid var(--offer-border);
  border-radius:12px;
  padding:18px 18px 18px 58px;
  position:relative;
  font-size:.94rem;
}
.offer-steps li::before{
  content:counter(step);
  position:absolute;
  left:16px;top:16px;
  width:28px;height:28px;
  border-radius:50%;
  background:var(--offer-teal);
  color:#fff;
  font-weight:800;
  display:flex;align-items:center;justify-content:center;
  font-size:.9rem;
}

.offer-body .site-disclaimer{
  display:block;
  font-size:.86rem;
  line-height:1.6;
  color:var(--offer-muted);
  background:#fff;
  border:1px solid var(--offer-border);
  border-radius:10px;
  padding:18px 20px;
  margin:0 auto;
  max-width:960px;
}
.offer-body .site-disclaimer a{color:var(--offer-teal);text-decoration:underline;}

.offer-body .site-footer{
  background:var(--offer-ink);
  color:#cfc9bd;
  padding:30px 0 36px;
  margin-top:36px;
}
.offer-body .site-footer__company{
  font-size:.85rem;
  line-height:1.7;
  white-space:pre-line;
  margin-bottom:18px;
  color:#efece5;
}
.offer-body .site-footer__links{
  display:flex;
  flex-wrap:wrap;
  gap:14px 20px;
  padding:0;
  margin:0 0 16px;
  list-style:none;
}
.offer-body .site-footer__links a{
  color:#cfc9bd;
  font-size:.86rem;
  min-height:44px;
  display:inline-flex;
  align-items:center;
}
.offer-body .site-footer__links a:hover{color:#fff;text-decoration:underline;}
.offer-body .site-footer__meta{font-size:.76rem;color:#8f887c;}

/* Legal pages (offer family, simplified) */
.legal-wrap{padding:40px 0 20px;max-width:760px;margin:0 auto;}
.legal-wrap h1{
  font-size:clamp(1.5rem,5vw,2.1rem);
  font-weight:800;
  color:var(--offer-teal);
  margin-bottom:18px;
}
.legal-wrap h2{font-size:1.2rem;font-weight:800;margin:26px 0 10px;color:var(--offer-ink);}
.legal-wrap p,.legal-wrap li{font-size:.96rem;color:var(--offer-ink);}
.legal-wrap ul{padding-left:20px;}
.legal-updated{font-size:.82rem;color:var(--offer-muted);margin-bottom:24px;}

/* =========================================================
   Breakpoints
   ========================================================= */
@media (min-width:480px){
  .offer-rate-band{grid-template-columns:repeat(2,1fr);}
}

@media (min-width:768px){
  .pub-article{font-size:1.08rem;}
  .offer-rate-band{grid-template-columns:repeat(4,1fr);}
  .offer-split{grid-template-columns:1fr 1fr;align-items:stretch;}
  .offer-cardgrid{grid-template-columns:repeat(2,1fr);}
  .offer-why-list{grid-template-columns:repeat(2,1fr);}
}

@media (min-width:1024px){
  .pub-layout{display:grid;grid-template-columns:2fr 1fr;gap:40px;align-items:start;}
  .pub-sidebar{position:sticky;top:24px;}
  .offer-rate-band{grid-template-columns:repeat(4,1fr);}
}